Jump to the calculator

Homeownership Within Reach

New Homeowner Couple

Ch’ich’iyúy Hybrid homeownership benefits

Unlike renting, hybrid homeownership offers many benefits:

  • Secure housing with no renoviction risk
  • Long-term savings (equity building) that you can take with you if you decide to sell
  • Financial stability knowing your monthly housing costs won’t exceed 30% of your monthly income
  • Ownership stake of 30% or 50% that secures a home of your own for as long as you choose to stay
  • Down payments that are below market and offer payment flexibility over a multi-month term


Monthly costs

The innovative hybrid homeownership model was designed for affordability with monthly housing costs based on resident’s gross monthly income.

  • Buyers own 30% or 50% of their home
  • Aboriginal Land Trust owns the balance of the home which is leased to the owner

An owner’s monthly housing costs include:

  • Monthly lease payment to the Aboriginal Land Trust
  • A mortgage payment to the owner’s lender

Total monthly costs would not exceed 30% of buyer's gross household income at time of purchase.


 30 Percent50 Percent